Checking

Checking/Share Draft

United Community offers share draft or checking accounts with the following features:

Member's share accounts are federally insured up to $250,000.00 by the National Credit Union Administration.

  • No minimum balance required
  • No per check fee charge
  • No monthly service fee
  • Carbonless copies of each draft/check
  • Monthly itemized statements
  • First 50 checks are free to the member
  • Multiple styles of checks available


Overdraft Protection

Overdraft Protection is available in the event your checking account becomes overdrawn.

  • Automatic transfers from your primary savings
  • Transfers are in minimum increments of $50.00
  • $5.00 fee per transfer
  • Notification by mail


Debit Card 

Your Debit Card can be used in place of a check or share draft. Just swipe your card anywhere you see the VISA Logo, enter credit if making a purchase, and the amount will be automatically deducted from your checking or share draft account. You Debit Card can also be used as an ATM Card to access cash. If using your card with a pin number certain fees may apply. It's fast, easy, and convenient to use. Apply today!

Application required
Certain restrictions may apply

  • Network Locations: MAC/STAR,Cirrus,Member Access
  • Certain fees/charges may apply

Debit Card PINs
As of January 11, 2016, when you receive a debit card you will no longer receive a separately mailed PIN.  Instead, you will receive information with the card on how to set your own PIN. 

The Credit Union can no longer reset or order PINs.  If you already have a debit card and forget your PIN, please call 1-800-757-9848 to reset the PIN to whatever you choose.  You must call from the home number that is listed with the Credit Union.  You will be asked for your current PIN - if you do not have that, you can still reset the PIN by giving other personal information through the prompts.

Debit Card Activation
If you need to activate a new debit card, the number to call is 1-866-333-9337.

Ordering Checks
Ready to Reorder Checks? A wide variety of styles and selections are available to choose from as well as price categories. Choose from the standard check design to custom designs. You can click on our check ordering link, use the 1-800-355-8123 number, or contact the helpful credit union staff to place your order.

How can we help you today?
Equal Housing Lender