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Certificates of Deposit

Patience pays

APY is annual percentage yield. Please contact the credit union for current rate information.


Each member’s shares are federally insured up to $250,000.00 by the National Credit Union Administration. 


The minimum balance required to open a share certificate is $1,000.00. Dividends compound monthly and credit to your account, unless otherwise paid to you. The annual percentage yield is based on the assumption that dividends will remain in the account until maturity. A withdraw of dividends prior to maturity will reduce earnings. We may impose a penalty if you withdraw from your account before maturity. Share certificates federally insured to $250,000.00 by NCUA. Retirement term share certificates federally insured to $250,000.00 by NCUA. Please contact the credit union for daily rates.

Dollar sign on certificate

Share Certificates of Deposit

We offer term share certificates of deposit!

IRA Share Certificates of Deposit

Traditional and Roth term share certificates are as follows.

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You are now leaving United Community Credit Union

United Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by United Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL