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Individual Retirement Accounts

Save Today. Enjoy Tomorrow.

APY is annual percentage yield. Please contact the credit union for current rate information. 

Each member’s shares are federally insured up to $250,000.00 by the National Credit Union Administration.

All accounts listed here in are share accounts. Dividend rate and annual percentage rate may change at any time as determined by the Credit Union board of directors. If you close your account before dividends are paid you will not receive a dividend. Must maintain a $100.00 balance to earn dividends.

Rates subject to change without notice and are effective as of 12/19/18

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Traditional Individual Retirement Account Shares

Traditional Individual Retirement Account’s offer tax-deferred earnings, and the possibility for tax-deductible contributions.

Roth Individual Retirement Account Share Savings

Roth Individual Retirement Account’s contributions are never tax deductible. Regular contributions can be withdrawn tax and penalty free at any time. Earnings are tax-free if the account is open for five tax years and withdrawn for a qualified reason(age 59 1/2, disability, death, education or a first-time home purchase). Consult your tax advisor for qualification. APY is annual percentage yield.

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You are now leaving United Community Credit Union

United Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by United Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL