Click here to apply for a Visa Credit Card


Starting in 2019, UCCU will start issuing new EMV Chip cards.  All new credit card orders will be chip cards and current card-holders will receive a new chip card when their current card expires.  Credit cards will look like this with the UCCU logo on the front:
UCCU Credit Cards


Our VISA Cards have a fixed rate with NO ANNUAL FEE and a 25-day grace period. Save money by transferring the balances from other high rate credit cards. Also, payments can be accepted at the Credit Union. All rates are expressed in Annual Percentage Rates (APR). Please contact the credit union for current rate information. Applicants must meet UCCU credit guidelines.

VISA Credit Card Disclosure

Description Amount
Annual Percentage Rate (APR) for Purchases 12.50%
Cash Advance APR 12.50%
Balance Transfer APR 12.50%
Grace Period for Repayment of
Balances for Purchases
25 Days
Method of Computing the Balance for Purchases Average Daily Balance
(including new purchases)
Annual Fee None
Minimum Finance Charge None
Transaction Fee for Purchases None
Transaction Fee for Cash Advances None
Over the Credit Limit Fee $15.00
Late Payment Fee $15.00

Members can call 1-877-364-9150 anytime to get balance and transaction information or report a lost or stolen credit card. 

Members can sign up to see their credit card activity and e-statements.
Note - Members are able to access this site directly through home banking.

Learn how to prevent fraud.

How can we help you today?
Equal Housing Lender Your savings federally insured to at least $250,000 by the National Credit Union Administration