Our VISA Cards have a fixed rate with NO ANNUAL FEE and a 25-day grace period. Save money by transferring the balances from other high rate credit cards. Also, payments can be accepted at the Credit Union. All rates are expressed in Annual Percentage Rates (APR). Please contact the credit union for current rate information. Applicants must meet UCCU credit guidelines.
|VISA Credit Card Disclosure |
|Annual Percentage Rate (APR) for Purchases ||12.50% |
|Other Stated APRs ||Cash Advance APR: 12.50% |
Balance Transfer APR: 12.50%
|Grace Period for Repayment of |
Balances for Purchases
|25 Days |
|Method of Computing the Balance for Purchases ||Average Daily Balance |
(including new purchases)
|Annual Fee ||None |
|Minimum Finance Charge ||None |
|Transaction Fee for Purchases ||None |
|Transaction Fee for Cash Advances ||None |
|Over the Credit Limit Fee ||$15.00 |
|Late Payment Fee ||$15.00 |
Members can call 1-877-364-9150 anytime to get balance and transaction information or report a lost or stolen credit card.
Members can sign up to see their credit card activity and e-statements here.
Note - Members are able to access this site directly through home banking.
To Learn how to prevent fraud follow the link HERE.
You can enroll your visa card in Verified by Visa by clicking on the icon